---
title: Payment Options at Restorative & Aesthetic Dental Associates
description: Learn more about different payment options offered by Restorative & Aesthetic Dental Associates in Portland, ME. Click here to learn more.
---

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Location

Location

# Payment Options For Dental Care

At Restorative & Aesthetic Dental Associates, we offer various plans to give you options on how to pay for your care.

![smiling-mom-and-daughter-705x705](https://dentistswholisten.com/hs-fs/hubfs/rada/smiling-mom-and-daughter-705x705.webp?width=705&height=705&name=smiling-mom-and-daughter-705x705.webp)

## Flexible payment options that work for you and your family.

Healthcare costs can be significant for many families, and we will work with you to ensure you can receive the care you need. We encourage you to speak with our team to discuss affordable payment options for your dental care. Restorative & Aesthetic Dental Associates offers flexible payment options to fit within most budgets.

### Paying For Your Care

Restorative & Aesthetic Dental Associates accepts Visa, MasterCard, Discover, American Express, Apple Pay, Google Pay, Personal Checks and Money Orders.

![Visa](https://dentistswholisten.com/hubfs/icons/pay-visa.png)

![MasterCard](https://dentistswholisten.com/hubfs/icons/pay-mastercard.png)

![Amex](https://dentistswholisten.com/hubfs/icons/pay-amex.png)

![Discover](https://dentistswholisten.com/hubfs/icons/pay-discover.png)

![Apple Pay](https://dentistswholisten.com/hubfs/icons/pay-apple.png)

![google-pay](https://dentistswholisten.com/hubfs/logos/pay/google-pay.png)

### Insurance Providers We Accept

Restorative & Aesthetic Dental Associates accepts over 200 dental insurance plans including Delta Dental, MetLife, BlueCross BlueShield, Guardian, Cigna, Aetna, Altus, Assurant, and United Concordia. Is your insurance not listed? Give us a call to confirm acceptance. While we may be out of network with a limited number of insurance plans, fees may be similar, or even less. We’re happy to verify insurance coverage prior to your first visit.

![logistics-health-logo](https://dentistswholisten.com/hs-fs/hubfs/logos/insurance/logistics-health-logo.png?width=100&name=logistics-health-logo.png)![Delta Dental Insurance Logo](https://dentistswholisten.com/hubfs/logos/insurance/Delta%20Dental%20Insurance%20Logo.png)

 

Not sure if we work with yours? We’re happy to check!

[Ask Us ](https://dentistswholisten.com/about/contact)

[![](https://www.carecredit.com/sites/pc/image/flexible-financing-prequal-375x320.png)](https://www.carecredit.com/go/887SGC/?dtc=DS9X&sitecode=CCLBADS9X)

## Care Credit

Restorative & Aesthetic Dental Associates accepts CareCredit to cover the cost of treatment, co-pays, and deductibles. Ask us about 0% financing for 24 months with CareCredit. See if you prequalify today with no impact to your credit score.

[ Get Started ](https://www.carecredit.com/go/887SGC/)

#### Sunbit

![Sunbit Logo](https://dentistswholisten.com/hs-fs/hubfs/Sunbit%20Logo.jpg?width=144&height=80&name=Sunbit%20Logo.jpg)

Restorative & Aesthetic Dental Associates partners with Sunbit to pay for treatment over time. Sunbit allows patients to split their treatment cost into monthly payments for up to 72 months. Over 85% of patients who apply are approved.

• No hard credit check  
• No late fees or penalties   
• See your options in 30 seconds

[ Learn More ](https://apply.sunbit.com/RestorativeandAestheticDentalAssociates)

#### Essential Dental Plan

![Essential Dental Plan Logo](https://dentistswholisten.com/hs-fs/hubfs/logos/insurance/Essential%20Dental%20Plan%20Logo.png?width=254&height=80&name=Essential%20Dental%20Plan%20Logo.png)

Restorative & Aesthetic Dental Associates accepts Essential Dental Plan. Members get free exams and xrays plus instant access to significant savings on all dental services. Individual or family coverage options are available. Essential Dental Plan is not insurance.

[ Learn More ](https://essentialdentalplan.com/)

## Frequently Asked Questions

Do you accept any discount dental plans?**

Restorative and Aesthetic accepts Essential Dental, a dental savings plan that provides immediate savings on dental care for you and your family. The plan has no waiting period and no annual maximums. Exams and x-rays are free. Individual, 2 individuals, and family memberships are available starting at $99. For more information and to enroll, visit essentialdentalplan.com. Essential Dental is not insurance.

I'm concerned about cost. What are my payment options?**

At Restorative and Aesthetic, you have a lot of options. New patients can take advantage of the New Patient Offer and pay just $79 for an exam, all necessary x-rays, a cleaning, and a treatment plan. Our fees are competitive, and we will carefully review the costs of your treatment with you and discuss payment options. And now you can pay over time with Sunbit, which allows patients to split their bill into monthly payments up to 72 months with an approval rate of over 85% of patients, even those with lower credit scores. Please call your practice to speak to a patient care representative about your payment options.

Can I pay over time for my dental care?**

Yes, you can now pay over time with Sunbit, which allows patients to split their bill into monthly payments up to 72 months with an approval rate of over 85% of patients, even those with lower credit scores. It’s an exciting program that helps patients get the treatment they need for a healthy, confident smile. [Learn more](https://app.hubspot.com) about how you can get your dental care today and pay over time.

Will my insurance cover cosmetic dental care?**

Insurance coverage and out-of-pocket expenses for cosmetic treatment vary. Our practice will work with your insurance provider to verify coverage and will provide you with different treatment options to achieve your cosmetic goals. We will review treatment options with you and help you find a payment option for your needs and your budget.

Does health insurance cover dental work?**

Health insurance and dental insurance are two different types of coverage. Some procedures such as oral surgery may be covered under your health insurance. Call your office and speak with a Patient Care Representative to learn more.

Do I need dental insurance to get braces?**

No. Braces are available to all patients regardless of dental insurance! We offer several payment options including No Money Down and monthly payment plans with autopay.

Does dental insurance cover implants?**

Most dental insurance plans cover dental implants. Each plan is different so contact your dental insurance company for full details.

Does Restorative & Aesthetic Dental Associates accept Medicare?**

Restorative & Aesthetic Dental Associates accepts most dental insurance plans but does not currently accept Medicare.

Does Restorative & Aesthetic Dental Associates accept Medicaid?**

Restorative & Aesthetic Dental Associates accepts most dental insurance plans but does not currently accept Medicaid.

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